The Differences Between Medicare Supplement Insurance Plans
Medicare supplement insurance plans come in all shapes and sizes that allow you to customize your supplemental coverage to match your existing Medicare coverage.
Though all Medicare supplement insurance plans include coinsurance and coverage for hospice care, hospitalization, and some medical expenses, more comprehensive plans also include benefits like hospital deductible coverage, out-of-pocket medical care, and copayments for nursing facilities.
We understand that these plans are complicated. That’s why we encourage you to call a specialist and request a quote today. Our specialists are trained to listen to your description of current Medicare coverage, health concerns, budget, and recommend a corresponding plan. They can walk you through common questions about the different plans and help you select the plan that is right for you. Request a free quote today to find out more.

Medicare Supplement Insurance Plans A, B, D, and G
Plan A is the most basic supplemental plan. It includes coinsurance and coverage of hospitals and hospice care. Plan B includes these same benefits as well as the inpatient deductible for hospital stays. Plan D includes these benefits along with coverage during foreign travel and coinsurance for nursing facilities. Plan G includes all of the above benefits as well as expenses for necessary treatment exceeding Medicare’s coverage limits.

Medicare Supplement Insurance Plans C and F
Plans C and F are a combination of two or more of the above plans. Plan C includes the coverage from Plan B as well as coverage during foreign travel and nursing care. Plan F includes the coverage from plan C as well as expenses for necessary treatment exceeding Medicare’s coverage limits. Plan F is also available with a higher deductible than other plans, which can significantly decrease the cost of premiums.

Medicare Supplement Insurance Plans K and L
Plan K reduces the cost of Medicare copays by 50%, whereas Plan L reduces it by 75%.

Medicare Supplement Insurance Plans M and N
Plans M and N both include the same coverage as Plan D, but Plan M reduces the Medicare Part A deductible by 50%. Plan N requires copays for office and emergency room visits.